Finding The Silver Lining

Xiaojun Dong

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Xiaojun Dong

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Testimonials and Referral Notes

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Yan Khee (accountant)

I have known xiaojun from my previous job. Xiaojun approaches her work with a strong sense of seriousness. When I met with her to discuss insurance matters, she promptly provided me with the answers I needed. I trust Xiaojun to be my financial advisor.

Jianing (friend)

I have known Xiaojun for 10 years and trust her expertise in finance and insurance. That's why I consult her for my new house mortgage and investment planning needs.

Yao Yao (civil engineer manager)

Xiaojun is my friend and we have known each other since we frequented the same gym. In my view, xiaojun is steadfast and organised. So I decided to trust xiaojun with my ongoing financial planning needs.

Mei Yen

Xiaojun is my insurance agent and is always very attentive to my messages and responsive to my questions.

Adrian (risk manager)

Xiaojun is my former colleague, and I have realized she is skilled in finance. I want to support her and trust her to be my financial consultant.

Yolene

Xiaojun is a phenomenal asset to our team, showcasing a remarkable blend of capability and a fantastic sense of humor. With a solid background in the financial sector, her commitment and dedication to her work are truly commendable. Xiaojun doesn't just contribute professionally; she brings an infectious laughter that elevates team spirits. I have no doubt that her exceptional qualities will propel her to soar and excel within our team. It's been a pleasure working alongside Xiaojun, and I'm eager to witness her ongoing success and positive impact on our collective endeavours.