Finding The Silver Lining

Xiaojun Dong

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Xiaojun Dong

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Testimonials and Referral Notes

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Yan Khee (accountant)

I have known xiaojun from my previous job. Xiaojun approaches her work with a strong sense of seriousness. When I met with her to discuss insurance matters, she promptly provided me with the answers I needed. I trust Xiaojun to be my financial advisor.

Ning Jian (engineer)

I was introduced to Xiaojun through my wife’s recommendation. Xiaojun possesses great knowledge about financial planning, particularly regarding family protection coverage, which is essential for us. We opted for Xiaojun's services as she is warm-hearted and professional.

Adrian (risk manager)

Xiaojun is my former colleague, and I have realized she is skilled in finance. I want to support her and trust her to be my financial consultant.

Yee Theng (finance manager)

I worked with Xiaojun together in my previous job. Xiaojun is always self-motivated and cheerful. I trust her to be my new financial advisor when she told me she has switched her career path and became as financial advisor.

邱阿姨

晓军是我的保险经纪人。最近我的眼睛不舒服，晓军帮忙订好时间，陪我去伊丽莎白眼睛专科去看眼睛，护士说英文，晓军就帮忙翻译。忙了一上午，谢谢晓军的照顾。

Hu Xikun (Owner of IP creator firm)

Xiaojun, my former Polytechnic school junior and colleague at a Big Four firm in Singapore, has always demonstrated a strong commitment to her work. Recently, when I sought her advice on insurance plans, Xiaojun impressed me with her personalised recommendations. She took the time to understand my needs before presenting me with two different insurance options to choose from. Xiaojun's client-centric approach and genuine care for her clients' preferences make her an excellent advisor. I highly recommend Xiaojun to anyone seeking trustworthy financial guidance.