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Xiaojun Dong

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A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
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Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
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Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Xiaojun Dong
 
 
 
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Testimonials and Referral Notes

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Raja

When I met Xiaojun, I expressed my interest in reviewing hospitalization plans for myself and my family. She provided a thorough explanation of how the plans work, demonstrating her in-depth product knowledge. She also explained the personal accident plan and its workings. I believe Xiaojun has extensive product knowledge, so I recommend her as a thorough and knowledgeable financial advisor.

Lee Yuan

Xiaojun reviewed my existing insurance portfolio and identified a gap in my early critical illness coverage. She thoroughly explained how my plan works and, based on my needs, helped me add the necessary coverage for the future.

Ezra (compliance analyst)

Xiaojun is my insurance adviser, and her expertise in the field is truly commendable. Not only does she possess in-depth knowledge about various insurance options, but her specialization in investment products sets her apart. Xiaojun guided me through the complexities of investment-linked insurance policies with clarity and patience, ensuring I made informed decisions tailored to my financial goals. With her guidance, I feel confident in my insurance and investment choices. I highly recommend Xiaojun to anyone seeking a knowledgeable and trustworthy insurance adviser.

Hu Xikun (Owner of IP creator firm)

Xiaojun, my former Polytechnic school junior and colleague at a Big Four firm in Singapore, has always demonstrated a strong commitment to her work. Recently, when I sought her advice on insurance plans, Xiaojun impressed me with her personalised recommendations. She took the time to understand my needs before presenting me with two different insurance options to choose from. Xiaojun's client-centric approach and genuine care for her clients' preferences make her an excellent advisor. I highly recommend Xiaojun to anyone seeking trustworthy financial guidance.

Angela Chen

I got to know Xiaojun through my company insurance partner. She is very knowledgeable about both personal and company insurance. She patiently explained the plan coverage to me and even helped me review my current coverage. That’s why I chose her to be my insurance agent.

Wei Jie (senior risk analyst)

I have known Xiaojun as my ex-colleague and now as my financial consultant. During our time working together, we formed a strong professional bond and collaborated seamlessly to achieve our goals. Seeing Xiaojun pursue her own career path as a financial consultant fills me with pride and satisfaction. Her expertise and genuine care for her clients are truly commendable. I'm happy to have her guiding me through my financial journey, knowing that I can trust her completely. Xiaojun's transition from colleague to consultant speaks volumes about her adaptability and determination, and I have no doubt that she will continue to thrive in her chosen field.