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Xiaojun Dong

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Xiaojun Dong
 
 
 
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Testimonials and Referral Notes

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Yao Yao (civil engineer manager)

Xiaojun is my friend and we have known each other since we frequented the same gym. In my view, xiaojun is steadfast and organised. So I decided to trust xiaojun with my ongoing financial planning needs.

Ning Jian (engineer)

I was introduced to Xiaojun through my wife’s recommendation. Xiaojun possesses great knowledge about financial planning, particularly regarding family protection coverage, which is essential for us. We opted for Xiaojun's services as she is warm-hearted and professional.

Wei Jie (senior risk analyst)

I have known Xiaojun as my ex-colleague and now as my financial consultant. During our time working together, we formed a strong professional bond and collaborated seamlessly to achieve our goals. Seeing Xiaojun pursue her own career path as a financial consultant fills me with pride and satisfaction. Her expertise and genuine care for her clients are truly commendable. I'm happy to have her guiding me through my financial journey, knowing that I can trust her completely. Xiaojun's transition from colleague to consultant speaks volumes about her adaptability and determination, and I have no doubt that she will continue to thrive in her chosen field.

Dan Dan

Xiaojun is warm-hearted and considerable. She is my friend since we met at friend’s house 2 years ago. And after she migrated to financial advisor, she has equipped with knowledge and professional skills with the insurance industry. That’s why I trusted her to be my financial advisor.

Lu Lipeng (Founder of Reepon&Co accounting firm)

I having crossed paths with Xiaojun through a mutual acquaintance, I recognised her as a professional of exceptional caliber. With a background as an auditor from Big four firm, Xiaojun's commitment to detail was evident from the start. She took the time to thoroughly understand my financial needs, recommending insurance solutions that tailored to my situation. Xiaojun's dedication to her craft and her clients is truly admirable, and I am grateful for the peace of mind she has provided me through her thoughtful recommendations. I wholeheartedly recommend Xiaojun to anyone seeking sound financial advice backed by professionalism and a genuine commitment to client satisfaction.

Hu Xikun (Owner of IP creator firm)

Xiaojun, my former Polytechnic school junior and colleague at a Big Four firm in Singapore, has always demonstrated a strong commitment to her work. Recently, when I sought her advice on insurance plans, Xiaojun impressed me with her personalised recommendations. She took the time to understand my needs before presenting me with two different insurance options to choose from. Xiaojun's client-centric approach and genuine care for her clients' preferences make her an excellent advisor. I highly recommend Xiaojun to anyone seeking trustworthy financial guidance.